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Terms of Use & Service
IMPORTANT!
THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED
BY OUR COMPANY. BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR
ACKNOWLEDGEMENT AND ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE ARE
SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRESSION. YOUR USE OF
THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR
ACKNOWLEDGEMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE CHANGES
REGULARLY.
Access To This Site
YOU MUST BE EIGHTEEN (18) YEARS OLDER TO ACCESS THIS WEB SITE. IF YOU ARE
UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE
FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO
INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY
ACT (COPA) AND IS NOT MONITORED AS DOING SO.
To access this site or some of the resources it has to offer, you may be
asked to provide certain registration details or other information. It is a
condition of your use of this site that all the information you provide will
be correct, current, and complete. It our Company believes that the
information you provide is not correct, current, or complete, we have the
right to refuse you access to this site or any of its resources, and to
terminate or suspend your access at any time, without notice.
Restrictions On Use
You may use this site for purposes expressly permitted by this site. You may
not use the site for any other purpose, including any commercial purpose,
without our Company’s express prior written consent. For example, you may
not (and may not authorize any other party to) (i) co-brand this site, or
(ii) frame this site, or (iii) hyper-link to this site, without the express
prior written permission of an authorized representative of our Company. For
purposes of these Terms of Use, "co-branding" means to display a name, logo,
trademark, or other means of attribution or identification of any party in
such a manner as is reasonably likely to give a user the impression that
such other party has the right to display, publish, or distribute this site
or content accessible within this site. You agree to cooperate with our
Company in causing any unauthorized co-branding, framing, or hyper-linking
immediately to cease.
Proprietary Information
The material and content (hereinafter referred as the "Content") accessible
from this site, and any other World Wide Web site owned, licensed, operated,
or controlled by our Company, is the proprietary information of our Company
or the party that provided the Content to our Company, and our Company or
the party that provided the Content for our Company retains all right,
title, and interest in the Content. Accordingly, the Content may not be
copied, published, redistributed, uploaded, posted or transmitted in any way
without the prior written consent of our Company, or unless authorized in
writing elsewhere on our site except that you may print out a copy solely
for your personal use. In doing so, you may not remove or alter, or cause to
be removed or altered any copyright, trademark, trade name, service mark or
any other proprietary notice or legend appearing on any of the Content.
Modification for use of the Content except as expressly provided in these
Terms of Use violates our Company’s intellectual property rights. Neither
title nor intellectual property rights are transferred to you by access to
this site.
Hyper-Links
This site may be hyper-linked to other sites, which are not maintained by,
or related to, our Company. Hyper-links to such sites are provided as a
service to users and are not sponsored by or affiliated with this site or
our Company. Our Company has not reviewed any or all of such sites and is
not responsible for the content of such sites. Hyper-links are to be
accessed at the user’s own risk, and our Company makes no representations or
warranties about the content, completeness or accuracy of these hyper-links
or the sites hyper-linked to this site. Further, the inclusion of any
hyper-link to a third-party site does not necessarily imply an endorsement
by our Company of that site.
Submissions
You hereby grant to our Company the royalty-free, perpetual, irrevocable,
worldwide, non-exclusive right and license to use, reproduce, modify, adapt,
publish, translate, create derivative works from, distribute, perform, and
display all content, remarks, suggestions, ideas, graphics, or other
information communicated to our Company through this site (together,
hereinafter known as the "Submission"), and to incorporate any Submission in
other works in any form, media, or technology now known or later developed.
Our Company will not be required to treat any submission as confidential,
and may use any Submission in its business (including without limitations,
for products or advertising) without incurring any liability for royalties
or any other consideration of any kind, and will not incur any liability as
a result of any similarities that may appear in future Company operations.
Our Company will treat any personal information that you submit through this
site in accordance with its Privacy Statement as set forth on this site.
Disclaimer
You understand that our Company cannot and does not guarantee or warrant
that files available for downloading from the Internet will be free of
viruses, worms, Trojan horses and other code that may manifest contaminating
or destructive properties. You are responsible for implementing sufficient
procedures and checkpoints to satisfy your particular requirements for
accuracy of data input and output, and for maintaining a means external to
this site for the reconstruction of any lost data. Our Company does not
assume any responsibility or risk for your use of the Internet.
The Content is not necessarily complete and up-to-date. It should not be
used to replace any written reports, statements, or notices provided by the
Company. Investors, borrowers, and other persons should use the Content in
the same manner as any other educational medium and should not rely on the
Content to the exclusion of their own professional judgment. Information
obtained from using this site is not exhaustive and does not cover all
issues, topics, or facts that may be relevant to your goals.
YOUR USE OF THIS SITE IS AT OUR OWN RISK. THE CONTENT IS PROVIDED AS IS AND
WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. OUR COMPANY
DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRENTIES OF MERCHANTABIITY,
FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. OUR COMPANY
DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL
BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS
SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER
HARMFUL COMPONENTS. OUR COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATION
REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY,
RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR
TYPOGRAPHICAL ERRORS, AND OUR COMPANY MAY MAKE CHANGES OR IMPROVEMENTS AT
ANY TIME. YOU, AND NOT OUR COMPANY ASSUME THE ENTIRE COST OF ALL NECESSARY
SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARRISING
FROM THE USE OF THIS SITE OR ITS CONTENT. OUR COMPANY MAKES NO WARRENTIES
THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND
ASSUMES NO LIABILITY OR RESPONSIBILY FOR ERRORS OR OMMISSIONS IN SUCH
CONTENT.
All of the information in this site, whether historical in nature or
forward-looking, speaks only as of the date the information is posted on
this site, and our Company does not undertake any obligation to update such
information after it is posted or to remove such information from this site
if it is not, or is no longer, accurate or complete.
Limitation On Liability
Company, and its subsidiaries, affiliates, licensors, service providers,
content providers, employees, agents, officers, and directors will not be
liable for any incidental, direct, indirect, punitive, actual,
consequential, special, exemplary or other damages, including loss of
revenue or income, pain and suffering, emotional distress, or similar
damages, even if Company has been advised of the possibility of such
damages. In no event will the collective liability of Company and its
subsidiaries, affiliates, licensors, service providers, content providers,
employees, agents, officers, and directors, to any party (regardless of the
form of action, whether in contract, tort, or otherwise) exceed the greater
of $100 or the amount you have paid to company for the applicable content
product or service out of which liability arose.
Indemnity
You indemnify and hold Company, its subsidiaries, affiliates, licensors,
service providers, content providers, employees, agents, officers, directors
and contractors (hereinafter known as The "Indemnified Parties") harmless
from any breech of These Terms of Use by you, including any use of Content
other than as expressly authorized in these Terms of Use. You agree that the
Indemnified Parties will have no liability in connection with any such
breech or unauthorized use, and you agree to indemnify any and all resulting
loss, damages, judgments, awards, costs, expenses, and attorney’s fees of
the Indemnified Parties in connection therewith. You will also indemnify and
hold the Indemnified Parties harmless from and against any claims brought by
third parties arising out of your use of the information accessed from this
site.
Trademarks
Trademarks, services marks, and logos appearing in this site are the
property of Company or the party that provided the trademarks, service marks
and logos to Company. Company and any party that provided trademarks,
services marks, and logos to company retain all rights with respect to any
of their respective trademarks, services marks, and logos appearing in this
site.
Information You Provide
You may not post, send, submit, publish, or transmit in connection with this
site any material that:
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you do not
have the right to post, including proprietary information of any third
party;
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advocates
illegal activity or discusses an intent to commit an illegal act;
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is vulgar,
obscene, pornographic, or indecent;
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does not
pertain directly to this site;
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threatens
or abuses others, libels, defames, invades privacy, stalks, is obscene,
pornographic, racist, abusive, harassing, threatening or offensive;
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seeks to
exploit or harm children by exposing them to inappropriate content,
asking for personally identifiable details or otherwise;
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infringes
any intellectual property or other right of any entity or person,
including violating anyone’s copyrights or trademarks or their rights of
publicity;
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violates
any law or may be considered to violate any law;
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impersonates or misrepresents your connection to any other entity or
person or otherwise manipulates headers or identifiers to disguise the
origins of the content;
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advertises
any commercial endeavor (e.g., offering for sale products or services)
or otherwise engages in any commercial activity (e.g., conducting
raffles or contests, displaying sponsorship banners and/or soliciting
goods or services) except as may be specifically authorized on this
site;
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solicits
funds, advertisers or sponsors;
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includes
programs which contains viruses, worms and/or Trojan horses or any other
computer code, files or programs designed to interrupt, destroy or limit
the functionality of any computer software or hardware or
telecommunications;
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disrupts
the normal flow of dialogue, causes a screen to scroll faster than other
users are able to type, or otherwise act in a way which affects the
ability of other people to engage in real time activities via this site;
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includes
MP3 format files;
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amounts to
a ‘pyramid’ or similar scheme;
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disobeys
any policy or regulation established from time to time regarding use of
this site or any networks connected to this site; or
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contains
hyper-links to other sites that contain content that falls within the
descriptions set forth above.
Although under no obligation to do so, our Company reserves the right to
monitor use of this site to determine compliance with these Terms of
Use, as well the right to remove or refuse any information for any
reason. Notwithstanding these rights, you remain solely responsible for
the content of your submissions. You acknowledge and agree that neither
Company nor any third party that provides Content to Company will assume
or have an liability for any action or inaction by Company or such third
parties with respect to any submission.
Security
Any passwords used for this site are for individual use only. You will be
responsible for the security of your password (if any). Company will be
entitled to monitor your password and, at its discretion, require you to
change it. If you use a password that Company considers insecure, Company
will be entitled to require the password to be changed and/or terminate your
account.
You are prohibited from using any services or facilities provided in
connection with this site to compromise security or tamper with system
resources and/or accounts. The use or distribution of tools designed for
compromising security (e.g., password guessing programs, cracking tools, or
network probing tools) is strictly prohibited. If you become involved in any
violation of system security, Company reserves the right to release your
details to system administrators at other sites in order to assist them in
resolving security incidents. Company reserves the right to investigate
suspected violations of these Terms of Use.
Company reserves the right to fully cooperate with any law enforcement
authorities or court order requesting or directing Company to disclose the
identity of anyone posting any email messages, or publishing or otherwise
making available any materials that are believed to violate these Terms of
Use.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY FROM ANY
CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING OR AS A RESULT OF
ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF
INVESTIGATIONS BY EITHER [COMPANY] OR LAW ENFOREMENT AUTHORITIES.
Miscellaneous
These Terms of Use will be governed and interpreted pursuant to the laws of
Florida, United States of America, notwithstanding any principles of
conflicts of law. You specifically consent to personal jurisdiction in
Florida in connection with any dispute between you and Company arising out
of these Terms of Use or pertaining to the subject matter hereof. The
parties to these Terms of Use each agree that the exclusive venue for any
dispute between the parties arising out of the Terms of Use or pertaining to
the subject matter of Terms of Use will be in the state and federal courts
in Orlando, Florida. If any part of these Terms of User is unlawful, void or
unenforceable, that part will be deemed severable and will not affect the
validity and enforceability of any remaining provisions. These Terms of Use
constitute the entire agreement among the parties relating to this subject
matter. Notwithstanding the foregoing, any additional terms and conditions
on this site will govern the items to which they pertain. Company may revise
these Terms of Use anytime by updating this posting.
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